I’m Tomas Villena, a strategist, economist, and product leader working at the intersection of management, finance, technology, and public policy. I bring over 8 years of global experience. 

From designing digital banking infrastructure at Visa and APIO, to advising governments and multinationals on billion-dollar strategic initiatives and investment strategies.

With a background that spans corporate finance, econometric modeling, AI and digital product development, I help organizations navigate disruption and design scalable, data-driven financial systems.